---
title: The Banker's Blog on Retail Branch Technology | Universal Associates
description: Universal Associates | Created for IT, operations, and retail teams at banks and credit unions, this blog covers leading tech trends for retail banking, including core integration, tablet banking, and self-service solutions.
---

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# To Integration & Beyond

Created for IT, operations, and retail teams at banks and credit unions, this blog covers leading tech trends for retail banking, including core integration, tablet banking, and self-service solutions.

<https://info.kinective.io/banking-software/tag/universal-associates/page/1#enter>

Posts about

# Universal Associates

<https://info.kinective.io/banking-software/big-game-banking-2023-winning-deposits>

## [The Big Game of Banking in 2023 – Competition for Deposits](https://info.kinective.io/banking-software/big-game-banking-2023-winning-deposits)

 The FDIC reported a $370 billion decline in deposits in the second quarter of 2022. Now, deposits...

 4 minute read

[Read More](https://info.kinective.io/banking-software/big-game-banking-2023-winning-deposits)

<https://info.kinective.io/banking-software/why-invest-in-tech-during-economic-downturn>

## [3 Reasons to Invest in Improving Branch Tech During Economic Downturn](https://info.kinective.io/banking-software/why-invest-in-tech-during-economic-downturn)

 Banks and credit unions prioritizing value-adding tech, spending between 15 to 25 percent of their...

 6 minute read

[Read More](https://info.kinective.io/banking-software/why-invest-in-tech-during-economic-downturn)

<https://info.kinective.io/banking-software/the-good-bankers-wishlist>

## [3 Items on Every Good Banker's Wishlist](https://info.kinective.io/banking-software/the-good-bankers-wishlist)

 You have a lot of people to please: board members, employees, and clients. But the best bankers...

 3 minute read

[Read More](https://info.kinective.io/banking-software/the-good-bankers-wishlist)

<https://info.kinective.io/banking-software/cfm-2nd-fintech-product-of-the-year-nomadix>

## [CFM Continues to Disrupt Banking with Second Fintech Product of the Year Award for NOMADIX](https://info.kinective.io/banking-software/cfm-2nd-fintech-product-of-the-year-nomadix)

 Enabling Universal Associates and Self-Service Kiosks paired with tablets is now a reality with the...

 2 minute read

[Read More](https://info.kinective.io/banking-software/cfm-2nd-fintech-product-of-the-year-nomadix)

<https://info.kinective.io/banking-software/4-ways-self-service-improves-cx-reduces-costs>

## [Four Ways Branch Self-Service Improves CX and Reduces Costs](https://info.kinective.io/banking-software/4-ways-self-service-improves-cx-reduces-costs)

 Adding in-branch self-service doesn’t have to be an all-or-nothing decision for banks and credit...

 4 minute read

[Read More](https://info.kinective.io/banking-software/4-ways-self-service-improves-cx-reduces-costs)

<https://info.kinective.io/banking-software/cheat-code-2-punch-branch-inefficies-in-face>

## [Cheat Code #2: Punch Branch Inefficiency in the Face](https://info.kinective.io/banking-software/cheat-code-2-punch-branch-inefficies-in-face)

 Improving branch efficiency is a major concern for most financial institutions, and some financial...

 4 minute read

[Read More](https://info.kinective.io/banking-software/cheat-code-2-punch-branch-inefficies-in-face)

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- [News & Culture (9)](https://info.kinective.io/banking-software/tag/news-culture)
- [NOMADIX (14)](https://info.kinective.io/banking-software/tag/nomadix)
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